Water Damage & Insurance Coverage
Understanding what insurance covers, what to document, and how professional leak detection supports your claims.
✓ Sudden and accidental leaks
✓ Burst pipes
✓ Appliance malfunctions
✓ Roof leak damage (weather-related)
✓ Resulting water damage to structure
✗ Gradual leaks due to poor maintenance
✗ Seepage or groundwater
✗ Flood damage (requires separate coverage)
✗ Mold from long-term leaks
✗ Cosmetic damage only
✓ Photos of damage
✓ Professional leak detection report
✓ Repair estimates
✓ Timeline of discovery
✓ Mitigation efforts taken
Establishes Cause and Timeline
Professional reports document when the leak occurred and its source, critical for proving sudden vs. gradual damage.
Non-Invasive Evidence
Advanced detection methods locate leaks without destructive investigation, preserving your property while gathering proof.
Credible Third-Party Documentation
Insurance companies trust certified leak detection professionals to provide unbiased, technical evidence.
Speeds Up Claims Process
Clear documentation reduces back-and-forth with adjusters, helping you get resolution faster.